Unlocking Opportunities in Mortgage Financing
The Federal Home Loan Banks' Mortgage Partnership Finance® Program is designed to help you grow your mortgage business while strengthening the communities you serve.
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Stay up to date on the latest MPF Program news by subscribing to receive updates on MPF products, guides, and system enhancements.
SubscribeAccess to the Secondary Mortgage Market
The Mortgage Partnership Finance® (MPF®) Program gives community lenders access to the secondary mortgage market through a model designed to strengthen both balance-sheet performance and borrower relationships. Built around partnership, flexibility, and competitive execution, the MPF Program helps members expand lending capacity while maintaining the community lending model.
$1B+
in credit enhancement income paid to members for strong loan performance
900+
over 900 participating sellers and servicers in the MPF Program
2M+
over 2 million mortgage loans purchased
Innovative Mortgage Solutions
MPF Program offers a variety of products that allow you to sell your conventional/conforming and government loans to your Federal Home Loan Bank (FHLBank). Explore the unique features of the MPF Products.
Liquidity
MPF liquidity solutions provide members with access to reliable, flexible funding options while maintaining customer relationships.
Credit Risk Sharing
The MPF Program’s credit risk sharing structures are designed to reward members for originating high performing loans. Members can choose from multiple products based on their risk tolerance, earning a revenue stream and being rewarded for strong loan performance.
Increasing Homeownership
MPF products are designed to make financing more accessible—whether through low down payment options, flexible loan programs, or competitive pricing structures that level the playing field for community lenders and their borrowers.
Growth & Scalability
We have multiple product options that are scalable to the size of your business and support your growth. Members can work with their FHLBank to determine the best solution based on their risk tolerance, while earning income when their loans perform well.
Recent Announcements
Mar 30, 2026
This document summarizes MPF Selling Announcements being published on this date.
Mar 30, 2026
Fannie Mae published an updated Lender Letter LL-2026-01 updating the effective date language for the changes to GSE alignment of MH Advantage and ChoiceHome manufactured home program feature requirements.
Mar 30, 2026
MPF Program is updating the initial Master Commitment terms for MPF Original, MPF 125 and MPF 35.
Mar 17, 2026
Fannie Mae Published SVC-2026-02 clarifying remittance requirements for temporary interest rate buydowns, as well as updates to income assessment policy.
Mar 11, 2026
This document summarizes MPF Selling Announcements being published on this date.
Upcoming Webinars
Join our upcoming webinars to enhance your knowledge and stay updated on industry trends.
1 hour
Construction to Permanent Loans: Guidelines for the MPF® Traditional and MPF Xtra® Products
Wednesday, April 15, 2026 | 1:00pm
This webinar will explore the eligibility requirements for construction to permanent loans delivered under the MPF® Traditional and MPF Xtra® products. The differences between single-close and dual-close transactions will be discussed along with guidance on determining loan-to-value ratios.
1 hour
MPF® University Welcomes Radian: Understanding Schedule C – Sole Proprietor Income
Tuesday, April 21, 2026 | 1:00pm
This webinar is designed for mortgage professionals looking to deepen their understanding of business entities and how to calculate sole proprietor Schedule C self-employed income. This session is perfect for those aiming to enhance their expertise in handling self-employed income.
Resources For Program Participants
MPF University
MPF University is a free, on-demand learning resource that's available to Participating Financial Institutions. Course content is provided by the Mortgage Bankers Association (MBA), a leader in mortgage industry training and education. Take advantage of courses that explore areas such as mortgage origination, servicing, and compliance.
View Courses and CertificationsTools and Technology
Information on how to register and access MPF Applications: eMPF®, eMAQCS®plus, and the MPF Customer Service Portal.
MPF Applications InformationKnowledge Articles
Knowledge articles provide detailed instructions on common tasks Participating Financial Institutions (PFIs) perform when utilizing the MPF Program.
View ArticlesMPF Program Guidelines
The MPF Guides outline program and product specific requirements and processes Participating Financial Institutions must follow in order to participate in the Mortgage Partnership Finance Program.
Explore MPF GuidesParticipate in the MPF Program
Join the MPF Program by applying through your FHLBank representative today for seamless mortgage solutions.