Unlocking Opportunities in Mortgage Financing
The Federal Home Loan Banks' Mortgage Partnership Finance® Program is designed to help you grow your mortgage business while strengthening the communities you serve.
MPF Xtra: Begin Testing for Upcoming Escrow Reporting Changes
Introducing the MPF Navigator: AI-Powered Guide Search
The MPF Program is pleased to introduce the MPF Navigator, a new AI-powered search tool designed to make it easier and faster to find information within the MPF Guides. With MPF Navigator, users can ask questions in everyday language and receive relevant information based on MPF Guide content.
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Subscribe to MPF Communications
Stay up to date on the latest MPF Program news by subscribing to receive updates on MPF products, guides, and system enhancements.
SubscribeAccess to the Secondary Mortgage Market
The Mortgage Partnership Finance® (MPF®) Program gives community lenders access to the secondary mortgage market through a model designed to strengthen both balance-sheet performance and borrower relationships. Built around partnership, flexibility, and competitive execution, the MPF Program helps members expand lending capacity while maintaining the community lending model.
$1B+
in credit enhancement income paid to members for strong loan performance
700+
over 700 MPF Program participants in 2025
2M+
over 2 million mortgage loans purchased
Innovative Mortgage Solutions
MPF Program offers a variety of products that allow you to sell your conventional/conforming and government loans to your Federal Home Loan Bank (FHLBank). Explore the unique features of the MPF Products.
Liquidity
MPF liquidity solutions provide members with access to reliable, flexible funding options while maintaining customer relationships.
Credit Risk Sharing
The MPF Program’s credit risk sharing structures are designed to reward members for originating high performing loans. Members can choose from multiple products based on their risk tolerance, earning a revenue stream and being rewarded for strong loan performance.
Increasing Homeownership
MPF products are designed to make financing more accessible—whether through low down payment options, flexible loan programs, or competitive pricing structures that level the playing field for community lenders and their borrowers.
Growth & Scalability
We have multiple product options that are scalable to the size of your business and support your growth. Members can work with their FHLBank to determine the best solution based on their risk tolerance, while earning income when their loans perform well.
Recent Announcements
Oct 05, 2026
Fannie Mae published Lender Letter 2026-08 announcing a temporary policy exception that will allow PFIs to continue submitting UAD 2.6 appraisals from November 2, 2026, through May 19, 2027.
Oct 02, 2026
Beginning October 13, 2026, all VA refinance loans delivered through the MPF Program must use the new Govt 30 YR VA Refinance subproduct and corresponding VA refinance delivery commitment pricing grid.
Sep 25, 2026
This document summarizes MPF Servicing Announcements being published on this date.
Sep 25, 2026
Fannie Mae issued Lender Letter LL-2026-07 announcing updates to Mortgage Insurance Termination Requirements.
Sep 25, 2026
Computershare, the MPF Program Master Servicer, will transition its secure file transfer portal from ServicerConnect to TrustConnect on September 25.
Upcoming Webinars
Join our upcoming webinars to enhance your knowledge and stay updated on industry trends.
1 hour
MPF® University Welcomes MGIC: 5 Ways to Up Your Approval Game
Wednesday, October 14, 2026 | 1:00pm
Learn strategies to strengthen your mortgage lending expertise in this MPF University session. Participants will explore financing options, loan structuring considerations, key differences between Fannie Mae and Freddie Mac requirements, effective borrower communication techniques and common approval defects to help support successful loan outcomes.
1 hour
MPF Xtra Fannie Mae Escrow Reporting Series - Webinar (Offering #1)
Tuesday, October 20, 2026 | 1:00pm
The MPF Xtra Fannie Mae Escrow Reporting Series combines practical webinar training with interactive Office Hours to help PFIs prepare for Fannie Mae's new escrow reporting requirements. This webinar provides a practical overview of the new reporting requirements, including when to report, how to complete the reporting template, common scenarios, and common reporting errors. Participants will leave with the knowledge needed to begin preparing for implementation.
Resources For Program Participants
MPF University
MPF University is a free, on-demand learning resource that's available to Participating Financial Institutions. Course content is provided by the Mortgage Bankers Association (MBA), a leader in mortgage industry training and education. Take advantage of courses that explore areas such as mortgage origination, servicing, and compliance.
View Courses and CertificationsTools and Technology
Information on how to register and access MPF Applications: eMPF®, eMAQCS®plus, and the MPF Customer Service Portal.
MPF Applications InformationKnowledge Articles
Knowledge articles provide detailed instructions on common tasks Participating Financial Institutions (PFIs) perform when utilizing the MPF Program.
View ArticlesMPF Program Guidelines
The MPF Guides outline program and product specific requirements and processes Participating Financial Institutions must follow in order to participate in the Mortgage Partnership Finance Program.
Explore MPF GuidesParticipate in the MPF Program
Join the MPF Program by applying through your FHLBank representative today for seamless mortgage solutions.