Unlocking Opportunities in Mortgage Financing
The Federal Home Loan Banks' Mortgage Partnership Finance® Program is designed to help you grow your mortgage business while strengthening the communities you serve.
Get To Know Our New Website
MPF Program has launched a redesigned website featuring a more intuitive, modern, and efficient digital experience, including a new centralized point of entry for accessing MPF applications. We encourage you to explore the updated features and view our brief walkthrough video highlighting the key changes and enhancements across the site.
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Subscribe to MPF Communications
Stay up to date on the latest MPF Program news by subscribing to receive updates on MPF products, guides, and system enhancements.
SubscribeAccess to the Secondary Mortgage Market
The Mortgage Partnership Finance® (MPF®) Program gives community lenders access to the secondary mortgage market through a model designed to strengthen both balance-sheet performance and borrower relationships. Built around partnership, flexibility, and competitive execution, the MPF Program helps members expand lending capacity while maintaining the community lending model.
$1B+
in credit enhancement income paid to members for strong loan performance
900+
over 900 participating sellers and servicers in the MPF Program
2M+
over 2 million mortgage loans purchased
Innovative Mortgage Solutions
MPF Program offers a variety of products that allow you to sell your conventional/conforming and government loans to your Federal Home Loan Bank (FHLBank). Explore the unique features of the MPF Products.
Liquidity
MPF liquidity solutions provide members with access to reliable, flexible funding options while maintaining customer relationships.
Credit Risk Sharing
The MPF Program’s credit risk sharing structures are designed to reward members for originating high performing loans. Members can choose from multiple products based on their risk tolerance, earning a revenue stream and being rewarded for strong loan performance.
Increasing Homeownership
MPF products are designed to make financing more accessible—whether through low down payment options, flexible loan programs, or competitive pricing structures that level the playing field for community lenders and their borrowers.
Growth & Scalability
We have multiple product options that are scalable to the size of your business and support your growth. Members can work with their FHLBank to determine the best solution based on their risk tolerance, while earning income when their loans perform well.
Recent Announcements
Feb 18, 2026
This document summarizes MPF Selling Announcements being published on this date.
Feb 18, 2026
Fannie Mae published SEL 2026 01 announcing updates to manufactured housing programs, DU credit score requirements, and gift donor definitions.
Feb 18, 2026
The delivery commitment guidance has been reorganized in the Selling Guide.
Jan 30, 2026
MPF Program has launched a redesigned website (fhlbmpf.com) that delivers a more intuitive, modern, and efficient digital experience. This update also introduces a new centralized point of entry for accessing MPF applications.
Jan 29, 2026
Ginnie Mae (GNMA) recently announced they will be implementing a new liquidation reporting requirement, with an implementation date to be announced in a future All Participant Memorandum (APM).
Upcoming Webinars
Join our upcoming webinars to enhance your knowledge and stay updated on industry trends.
1 hour
MPF Program Investor Reporting: Reconciling Custodial Accounts
Tuesday, March 10, 2026 | 1:00pm
This session is designed to give attendees an in-depth look at monthly custodial account reconciliations. This session will help attendees identify and reduce discrepancies that appear during the reconciliation process.
2 hours
MPF University Welcomes MGIC: Appraisals & UAD 3.6
Thursday, March 12, 2026 | 1:00pm
Learn how to analyze income trends along with other factors so you can make the best underwriting decisions when calculating variable income.
Resources For Program Participants
MPF University
MPF University is a free, on-demand learning resource that's available to Participating Financial Institutions. Course content is provided by the Mortgage Bankers Association (MBA), a leader in mortgage industry training and education. Take advantage of courses that explore areas such as mortgage origination, servicing, and compliance.
View Courses and CertificationsTools and Technology
Information on how to register and access MPF Applications: eMPF®, eMAQCS®plus, and the MPF Customer Service Portal.
MPF Applications InformationKnowledge Articles
Knowledge articles provide detailed instructions on common tasks Participating Financial Institutions (PFIs) perform when utilizing the MPF Program.
View ArticlesMPF Program Guidelines
The MPF Guides outline program and product specific requirements and processes Participating Financial Institutions must follow in order to participate in the Mortgage Partnership Finance Program.
Explore MPF GuidesParticipate in the MPF Program
Join the MPF Program by applying through your FHLBank representative today for seamless mortgage solutions.